With the US 'Basel III Endgame' largely proposing to eliminate internal models for unrated corporate credit risk, how would this regulatory shift change the way we price loans to large, unrated corporates?

随着美国推进'巴塞尔协议III终局方案'（Basel III Endgame），监管倾向于对大型无评级企业贷款取消内部模型法。如果你负责这块业务，这种监管转变会如何改变我们的贷款定价策略？