We want delinquency rate by credit score band: below 620, 620 to 679, 680 to 739, and 740 and above. Six customers have scores of 600, 620, 650, 680, 700 and 760, and the ones at 600, 620 and 680 are delinquent. How would you do this in pandas, and what is the delinquency rate in each band?