On our mortgage origination system, the acceptance criteria say 'DTI = monthly debt / gross monthly income; auto-decline if above 43%,' and QA has passed everything. In UAT, a loan officer complains that an applicant with $8,000 monthly income and $3,500 monthly debt was declined, but adding the co-borrower's $2,000 monthly income should have made it approvable. Go-live is Friday. What do you do?